Resources
The Plansure library.
Plain-English guides written by our licensed brokers. Subsidies, plan types, COBRA math, ICHRA setups, and the things people learn the hard way during enrollment.
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- Between Jobs7 min
COBRA vs. the Marketplace After You Lose Your Job: A Real Cost Comparison
COBRA paperwork shows up the week you lose your job and the premium is a shock. There is almost always a cheaper option. Here is the math and the deadlines.
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- Basics6 min
HMO, PPO, EPO, POS: A Plain-English Guide to Health Plan Types
The four letters in front of your plan name decide which doctors you can see, whether you need a referral, and how much you pay out of network. Here is what each one means.
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- Basics6 min
How to Read Your Explanation of Benefits Without Losing Your Mind
An EOB looks like a bill. It isn't. It's a summary of what the insurance company decided about your last claim. Here is how to actually read one.
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- Subsidies7 min
The ACA Subsidy Cliff: Why Earning $1 More Can Cost You Thousands
Earning one dollar over the wrong income threshold can cost a household several thousand dollars in lost subsidies. Here is how to see the cliff before you walk off it.
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- Between Jobs7 min
Short-Term Health Insurance: When It Makes Sense, When It Doesn't
Short-term medical is the fastest, cheapest way to get covered. It's also the easiest plan to misuse. Here is when it's the right tool and when it isn't.
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- Aging Off Parents6 min
Aging Off Your Parents' Health Plan at 26: A Step-by-Step Playbook
Your 26th birthday is the day you have to find your own health insurance. The window to do it without a gap is 60 days. Here is the playbook.
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- Open Enrollment6 min
Open Enrollment 2026: Deadlines, Special Enrollment, and What to Do If You Miss It
Open enrollment runs November 1 through January 15 for most states. Miss it and you're either waiting until next year or you need a qualifying life event. Here is the playbook.
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- Employers7 min
Health Insurance for Small Business Owners: Group, ICHRA, or Stipend?
Offering health benefits as a small business owner used to mean group coverage or nothing. Now you have three options. Here is which one fits which company.
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- Basics7 min
Deductible, Out-of-Pocket Max, Copay, Coinsurance: The Real Math
Every plan summary has four cost numbers and most people only understand the monthly premium. Here is what the other four actually mean when you walk into a doctor's office.
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