Dental & Vision

Dental & vision insurance.

Standalone plans you own, or an add-on to your health coverage. A licensed Plansure broker compares your options and checks your dentist or optometrist is in-network first.

Compare dental

Cleanings, fillings, crowns, and more

Compare vision

Exams, frames, lenses, and contacts

Or call a Plansure broker at (817) 632-5155

Dental and vision coverage fills a real gap. Most health plans don't cover routine dental or eye care for adults, so a separate plan picks up cleanings, exams, glasses, and the bigger work when you need it. Below is how the plan types compare and what they typically cover, so you can pick the right fit.

Carrier names and logos are the property of their respective owners. Plansure is an independent broker, not a carrier.

Why it's worth it

Benefits of a dental & vision plan.

Routine and preventive care

Most plans cover cleanings, exams, and X-rays. Staying current on preventive visits is how you avoid bigger problems later.

Lower out-of-pocket on big work

When you need a filling, crown, or root canal, a plan shares the cost instead of leaving the whole bill to you.

Standalone or add-on

You can own a standalone dental or vision plan on its own, or pair it with your health coverage. You keep a standalone plan even if your health plan changes.

Tied to whole-body health

Oral and eye health are connected to your overall health. Regular checkups can catch issues early, before they get expensive.

Pick the right type

Dental plan types compared.

There are three common ways to cover dental. They differ in how you pay and which dentists you can see.

Dental plan types compared
Plan type	How it works	Network	Good for
DPPO (Dental PPO)	You pay toward a deductible, then the plan shares costs. Plans usually have an annual maximum.	See any dentist. In-network dentists cost you less out of pocket.	People who want flexibility to keep their current dentist.
Dental HMO (DHMO)	You pay a set copay for covered procedures. Often no deductible and no annual maximum.	You choose a primary dentist in the plan network. Out-of-network care is generally not covered.	People who want predictable copays and lower monthly cost.
Discount plan	Not insurance. You pay a membership fee for reduced rates at participating dentists.	Discounts apply only at dentists in the discount network.	People who want a simple way to lower the cash price of dental work.

What's covered

What dental plans typically cover.

Coverage is usually grouped into tiers. The plan often covers more of the preventive work and shares less of the major work.

What dental plans typically cover
Coverage tier	Typically includes
Preventive	Cleanings, routine exams, and X-rays.
Basic / restorative	Fillings and simple extractions.
Major	Crowns, root canals, bridges, and dentures.
Orthodontics	Braces and retainers, often as a separate rider with a lifetime maximum.

Coverage levels, annual maximums, and waiting periods vary by plan. We review the specifics of any plan with you before you enroll.

Vision

What a vision plan covers.

Vision plans cover the routine eye care most health plans leave out for adults.

Annual eye exam

A routine exam, usually for a set copay, that checks your vision and screens for eye health issues.

Frames and lenses

An allowance toward frames and coverage or copays on lenses, typically on a 12 to 24 month cycle.

Contact lens allowance

An allowance toward contacts instead of glasses, where the plan offers it.

Dental & vision FAQs

Questions most clients ask.

Is dental insurance worth it?

For many people, yes. A plan shares the cost of cleanings, exams, and bigger work like fillings and crowns. Whether it pays off depends on how much dental care you expect to use. We will walk through your situation honestly instead of selling you a plan you won't use.

Can I get dental or vision standalone, or only as an add-on?

Both. You can own a standalone dental or vision plan without an underlying health policy, or pair it with your health coverage. A standalone plan stays with you even if your health plan changes mid-year.

Are there waiting periods?

Often, yes, especially for major services like crowns and root canals. Preventive care like cleanings and exams is usually available right away. Waiting periods vary by plan, and we tell you each plan's waiting periods before you enroll.

Does dental cover orthodontics or implants?

Sometimes. Orthodontic coverage is frequently a separate rider with a lifetime maximum, and implant coverage varies a lot from plan to plan. If you need ortho or implants, tell us and we will check which plans actually include them.

Can I get dental and vision together?

Yes. You can carry both. Some carriers bundle them, and in other cases we pair a dental plan with a vision plan. A Plansure broker compares the options available in your area.

Cover what your health plan leaves out.

Pick dental, vision, or both, and a licensed Plansure broker compares the plans available in your area and checks your provider is in-network.

Compare dental plans (817) 632-5155

Plansure Insurance is a licensed independent insurance brokerage. We are not affiliated with HealthCare.gov, Medicare, or any government agency.

Carrier names and logos are the property of their respective owners. Plansure is an independent broker, not a carrier.