Same broker every renewal.
Most agencies hand small accounts to junior reps. Plansure keeps the same broker on your account year after year. Your team meets one person, not a queue.
Employers
Group health plans for growing businesses.
Plansure helps small businesses (2 to 500 employees) offer competitive benefits without the carrier runaround.
What's covered
Coverage that earns its monthly premium.
- Fully insured small-group health (2 to 50 employees) and mid-market (50 to 500).
- Carrier rebid every renewal so your renewal is never the only quote on the table.
- Ancillary lines: dental, vision, life, short and long-term disability.
- Open enrollment kickoff meetings and employee Q&A sessions.
- HRA and ICHRA setup for businesses considering a defined-contribution model.
- ACA reporting basics and summary plan document review.
Why Plansure
Why pick Plansure for your group benefits.
Real rebid, not a rubber stamp.
Every renewal, we quote every carrier we're appointed with. If your incumbent is still best, we'll tell you. If they're not, we'll show you the math.
We handle the employee side.
Open enrollment, ID cards, claim escalations. Your HR person (or you) calls us, not the carrier.
Common questions
Questions most clients ask.
- Two W-2 employees in most states. Sole proprietors with no employees go on individual plans, not group plans. We'll tell you which side of the line you're on.
- Most small-group plans have a 12-month rate guarantee with a 30-to-60-day window before renewal to change carriers. We start the rebid 90 days out so there's no rush.
- We help you choose a COBRA administrator and we coach terminated employees through their options (which usually include a Plansure individual plan cheaper than COBRA).
- Yes. ICHRAs let you reimburse employees for individual plans instead of buying group coverage. We size it up and tell you whether it actually saves money for your business.
What's the minimum group size?
When can we change plans?
Do you handle COBRA?
Can you set up an ICHRA?
Get a real quote for your team.
Tell us your headcount and your state. A Plansure benefits broker takes it from there.