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A family at home together

Individual & Family

Health insurance built around your family.

Compare plans from UnitedHealthcare, Blue Cross, Aetna, Cigna, and more. Coverage can start as soon as tomorrow.

What's covered

Coverage that earns its monthly premium.

  • ACA marketplace plans with full subsidy analysis based on your income.
  • Plans from UnitedHealthcare, Blue Cross Blue Shield, Aetna, Cigna, Ambetter, and Oscar.
  • Coverage for spouses, partners, and dependent children up to age 26.
  • Doctor network checks so you keep the providers you already see.
  • Prescription coverage review against the plan's formulary.
  • Effective dates as early as the 1st of next month.

Why Plansure

Why pick Plansure for individual and family coverage.

We compare everything in your market.

Plansure is appointed with the carriers most families actually use. You see the real options, not a curated list designed to sell one plan.

A licensed human, not a chatbot.

Every quote runs through a Plansure broker. We learn your doctors, prescriptions, and budget before recommending anything.

Free service. We're paid by the carrier.

You pay the same premium you'd pay direct. Our compensation comes from the carrier you choose, not from you.

Common questions

Questions most clients ask.

Can I sign up outside of Open Enrollment?
Yes if you qualify for a Special Enrollment Period. Losing other coverage, moving, getting married, having a baby, or losing a job all trigger an SEP that opens a 60-day window to enroll. Short-term medical plans are available year-round.
Will I get a subsidy?
Probably. Most marketplace shoppers qualify for some level of premium tax credit. We run the subsidy math during your call using your projected household income and tell you the real net premium before you apply.
Can I keep my doctor?
Often, yes. Before you sign anything, we check each plan's provider network against the doctors you already see. If your doctor isn't in-network on the cheapest plan, we tell you which plan keeps them in.
How fast can my coverage start?
Short-term medical can start as soon as tomorrow. ACA marketplace plans follow a 1st-of-the-month effective date. We tell you the exact start date before you sign.

Find a plan your family can be sure about.

A licensed Plansure broker pulls every plan in your market, runs the subsidy math, and brings you the shortlist that actually fits.